Latest Posts

Florida Auto Insurance Quotes

As you shop around for Florida auto insurance quotes, you’re going to have a number of questions. The biggest question you’re probably going to ask is how your auto insurance quote is determined in the first place. This is an excellent question to ask. The fact that different companies are going to offer you different quotes can make the whole issue seem even more complex. It really isn’t. Several things determine Florida auto insurance quotes. Understanding those factors will help you with the challenging-but-necessary task of choosing an auto insurance carrier in the state of Florida.

Primary Auto Insurance Considerations

A number of factors go into creating Florida auto insurance quotes from Let’s start with the basics:

  • The driving record: Most of understand that our driving records are by and far the biggest determining factor in how much we’re ultimately going to pay for auto insurance. Your insurance quote is going to be determined in a very large way by your likelihood of getting into a car accident. If you have a perfect-to-near-perfect driving record, then you’re going to be considered a low risk for an accident, and the insurance quote will be extremely favorable. The worse your driving record is, the higher a risk you become to the insurance company.
  • Age is another significant factor. The older you are, the greater your experience is considered to be. The more experience you have, the better the quote.
  • Gender is another factor most companies tend to matter. Keep in mind that statistically speaking, men are more likely to be involved in an accident than women.
  • Even marital status is a consideration. The same statistics for male and female drivers also applies to married or unmarried drivers. Married drivers are considered a lower risk than unmarried drivers.
  • Where you live matters. For South Florida drivers, those who live in densely populated locales with a high potential for accidents and/or theft are likely to get quotes considerably different from drivers who are less likely to experience either or both of those things.

There are some lesser factors that can also influence what kind of quote you’re going to get:

  • A newer vehicle that has performed well with crash tests can give the driver the added benefit of an appealing insurance quote.
  • Your insurance score can sometimes determine your quote.
  • How you plan to use the vehicle can be a contributor to your insurance quote.
  • Your past history with insurance carriers can influence your quotes.

Different Florida Auto Insurance Quotes

Different states have different laws for auto insurance, although there are some universal truths that hold true from one state to the next. If you’re moving to the state of Florida for the first time, the nature of your coverage may have to change. If you have any questions you can contact and an agent can answer any question you have.

It’s also important to understand that you’re getting different quotes for the simple reason that companies weigh certain factors differently. Some companies put a high emphasis on things like age and career, while other companies may put their own emphasis on completely different factors.

Mendota Insurance and the two most important types of insurance.

Insurance can often be a complicated thing. It’s not just a matter of “how much do I need?” it’s just as much about “what type is right?” If these sound like the type of questions you ask yourself, keep reading. We’re going to discuss two important types of insurance just about everyone in the Midwest should have and both of which can be provided to you by Mendota Insurance Company.

Auto Insurance

This one, of course, is a no brainer. Without auto insurance you shouldn’t even be behind the wheel. Technically, you’re breaking the law and you can get a ticket for simply driving without proof of your insurance.

It’s important to understand, too, that getting pulled over for any reason will result in a police officer asking to see proof you have insurance. And furthermore, being a great driver doesn’t mean you don’t need auto insurance. Accidents happen all the time and you can be in one even without being at fault. If you don’t have insurance, however, you can expect to pay a lot.

In the Midwest, top notch auto insurance is important. We get ice, black ice, snow, sleet, hard rains, floods and a lot more. These types of conditions can cause you to run off the road, into other objects, into other cars or simply to get hit by debris. All of these are reasons to be insured.

Mendota Insurance Company can help get you the auto insurance you need. There are a number of difference kinds, which is why it helps to have a professional walk you through the process.

Flood Insurance

Another important type of insurance for those of us who call the Midwest home is flood insurance. Here, too, Mendota Insurance Company can help.

Take a look at Minnesota. The state is known for having 10,000 lakes. While that number isn’t completely accurate it speaks to how many bodies of water we have. Naturally, that means there are a number of residences nearby these lakes. Furthermore, Minnesota is home to a number of rivers which are just as bad, if not far worse.

Some areas are known for flooding. If you live in one of them and haven’t already spoken to Mendota Insurance Company about flood insurance at, you’re risking a lot. Other areas are less known for flooding, but that, of course, could all change overnight. If your home is by a large body of water or a river, flood insurance could provide you with the peace of mind you need.

When it comes to insurance in Minnesota, there’s only one company you need to know about. Mendota Insurance Company has a number of awards to their name for providing top notch service as well as the types of affordable insurance plans people need. Whether you need auto or flood insurance or are simply interested in modifying what you have, give them a call today. The sooner you sit down with them and get your insurance squared away, the better off you’ll be.

Five of the best Florida Attractions

Five of the best Florida Attractions

So what do oil tycoons do for fun after they retire?  It’s kind of like asking what does a 900 pound gorilla what they do in a china shop.  The answer?  Anything they want.  Luckily for Florida one oil tycoon decided to try his hand at resort development.  That man was Henry Finagler.  After partnering with the Rockefeller’s and being the brains behind the Standard Oil Company in the late 1800’s, Finagler’s doctors said that he needed to attend to his health.  He decided to vacation with his wife in Jacksonville.  He felt a little better and decided that Florida was a great place.  It was his next visit that sparked his imagination when he stayed in St. Augustine.  Although he liked how quaint the town was, he was used to travelling in fully decked Pullman.  He was used to living at a lifestyle that Rockefeller money commanded.  He made an offer on a hotel, with the mind to bring it up to his standards.  Well that deal fell through two or three times, and finally he launched his campaign to build one of the finest structures in the U.S.- the Ponce De Leon Hotel.  In the early 1900’s it had electric lighting and an Olympic size swimming pools.  And he was just getting started.  Can you imagine if you had to call and get back when he was getting started?  It would have been a whole different story for another company.  It would have saved them quite a bit of money.

Anyway, Finagler continued with his quest to open Florida to the American Gilded Age of travel by building the railroads that extended all the way to the Florida Keys.  Encouraging settlement, farming and of course tourism, in many ways he was the founder of much of what people enjoy today.  So of course there has to still be some great destinations.  What are they today?

Walt Disney World

By far Florida’s most popular attraction, Walt Disney took a page out of Finagler’s visionary book and created a theme park and media company that is second to none in the world.  This park is open year round so families can visit their dreams come true.  Whether or not you want a trip down memory lane with Mickey Mouse and friends or a terrifying ride on the Twilight Zone’s Tower of Terror, you will find something for everyone at this popular family destination.

Key West

Originally very difficult to navigate, the few people that lived there made their living by scavenging the shipwrecks that came floating their way.  Known as the most southern city in the continental United States it is actually closer to Havana Cuba than to Miami.  Thanks to the efforts of Finagler and others in the late 1800’s this has been the destination for approximately one million tourists each year.  The geography still allows these visitors to feel isolated enough to relax.  The location of Ernest Hemingway’s home, it is also legendary for being a favorite haunt of Ted Williams, the famed .400 hitter.  Anybody who has a penchant for deep sea fishing and needs a pub around the corner will be glad they came.


One of the most unique ecosystems in the United States, what looks like a vast swamp land is actually a slow moving river.  It supports everything from dolphins to bald eagles and is a biology-minded, Eco-tourist paradise.   With all its own idiosyncrasies both in local population as well as wild life, there are endless opportunities for hiking, boating, fishing and canoeing.  If you are going boating make sure to call about Florida insurance quotes to make sure all your permits are covered and in order.

South Beach

Before Miami Vice this area was a place where crime kept residents home at night.  With a decided effort to curb that situation (after the area received national attention with the popular Don Johnson character in the 1980’s), the area grew.  The TV show brought the area to the attention of fashion industry professionals and soon transformed this area into one of the richest areas of Miami Beach.  It also transformed it into one of the top tourist attractions in Florida known for hip clubs and wild nightlife.

Florida Keys

120 miles of tropical islands connected to the mainland by a series of bridges this is truly one of Florida’s most breathtaking ocean jewels.  Whether you want a jumping off point for deep sea fishing or just a quiet beach to let your hair down and relax you won’t find a better place.  The site of the movie Fast and Furious 2, the national attention didn’t detract from the pristine area.  With Key West gaining one million visitors a year, the highway as the most distant location, the rest of the islands give ample opportunity to wine, dine and relax.